Delta Trust Credit Union – Business Lending Solutions

At Delta Trust Credit Union, we understand that every business needs financial flexibility to grow, adapt, and thrive. Our full suite of business financing options is designed to help you manage cash flow, fund expansion, and seize new opportunities — all with the trusted support of your local credit union.

Business Line of Credit

Access working capital whenever your business needs it.
Our Business Line of Credit gives you the flexibility to cover short-term expenses such as purchasing inventory, managing accounts receivable, or handling seasonal demands.

• Easily access funds on demand

• Pay down and reuse credit as your needs change

• Only pay interest on what you use

• Perfect for managing cash flow fluctuations

Stay ready for whatever your business requires — with Delta Trust’s flexible credit line.

Business Loans

Fuel your business growth with a Delta Trust Business Loan.
We offer financing for equipment purchases, debt consolidation, or capital investments to keep your business running strong.

• Loans starting at $50,000

• Fixed monthly payments for predictable budgeting

• Flexible terms customized to your goals

• Fast, local decisions by people who understand your business

Commercial Mortgages

Whether you’re expanding, refinancing, or purchasing a new property, our Commercial Mortgage Loans are designed to support your business growth.

• Competitive fixed and variable rates

• Financing for property acquisition, refinancing, or expansion

• Ideal for owner-occupied or investment real estate

Partner with Delta Trust Credit Union to invest in the right space for your business future.

SBA Loans

As a Small Business Administration (SBA) Preferred Lender, Delta Trust Credit Union helps small businesses secure affordable financing backed by government guarantees.

• Flexible SBA loan options including term loans and lines of credit

• Accessible to businesses that may not qualify for conventional loans

• Lower down payments and longer repayment terms

• Expert guidance throughout the SBA process

Let us help you access the funding your business needs to grow — with the trusted support of the SBA program.

Business Construction Loans

Building something new? We’ve got you covered.
Our Business Construction Loans are ideal for new builds, remodels, or expanding your existing facilities.

• Financing for ground-up construction or renovations

• Experienced lenders specializing in owner-occupied projects

• Flexible disbursement schedules based on project milestones

From breaking ground to opening doors, Delta Trust Credit Union helps turn your vision into reality.

Commercial Development Loans

For larger-scale commercial ventures, we offer Commercial Development Financing tailored to your needs.

• Competitive rates and customized loan structures

• Designed for income-producing properties such as:

  • Office buildings

  • Shopping centers

  • Warehouses

  • Apartment and condominium complexes

  • Showrooms and mixed-use spaces

Develop with confidence — backed by Delta Trust’s expertise and commitment to your success.

Residential Construction Loans

Build with confidence using our Residential Construction Loan Program.
Whether it’s speculative (spec) homes or pre-sold single-family properties, our financing options are competitively priced and serviced locally.

• 1–4 family home construction financing

• Flexible draw schedules and interest-only during construction

• Local decision-making and ongoing relationship support

Overdraft Protection

Avoid unnecessary fees and keep your business running smoothly with Overdraft Protection from Delta Trust Credit Union.

• Covers unexpected shortfalls in your business checking account

• Prevents overdraft charges and declined transactions

• Provides quick access to extra funds when you need them most

Delta Trust Credit Union — giving small businesses the tools and flexibility to grow with confidence.