Delta Trust Credit Union – Construction Loan Solutions

Build Your Future with Confidence

At Delta Trust Credit Union, we understand that building your dream home or business is a major milestone. That’s why we offer a variety of flexible construction loan options designed to fit your specific goals — from personal home builds to large-scale commercial developments.

Personal Construction Loans

Whether you’re building a brand-new home or planning major renovations, Delta Trust provides financing to help bring your vision to life.

  • Borrow a percentage of total construction costs, including a portion of the land purchase.

  • Structured as a draw-down line of credit — funds are released as construction milestones are completed.

  • Interest-only payments during the construction phase.

  • Pre-approval for permanent financing required before construction begins (available through Delta Trust Credit Union).

With our experienced lending team by your side, we make financing your dream home simple, transparent, and convenient.

Business Construction Loans

Whether expanding your current space, building your first location, or remodeling for growth, Delta Trust Credit Union offers the financial support your business needs to build with confidence.

  • Flexible terms tailored to your project timeline and budget.

  • Specialized financing for owner-occupied buildings and facility expansions.

  • Guidance from experienced lenders who understand construction and local market needs.

From groundbreaking to grand opening, Delta Trust is your partner in business growth.

Commercial Development Loans

For developers and investors, Delta Trust Credit Union provides competitively priced loans to finance income-generating properties, including:

  • Office complexes

  • Retail centers and shopping plazas

  • Warehouses and industrial facilities

  • Apartment or condominium buildings

Our commercial lending specialists work closely with you to ensure your project has the structure, flexibility, and funding it needs to succeed.

Residential Construction Loans

If you’re building speculative or pre-sold homes, Delta Trust Credit Union offers reliable and responsive construction financing.

  • Loans available for 1–4 family residential projects.

  • Competitive rates and local decision-making.

  • Personalized support from a dedicated relationship officer who understands your business and community.

Build smarter and faster with Delta Trust — where your goals are our blueprint.

QUICK LINKS

CONTACT US